Real Estate Investment

Matrix Mortgage
Commercial Real Estate Loan &  Mortgage Lenders

 We offer many morgages for Real Estate Investment and real estate loans

Real Estate Investment Mortgages for Office Buildings

Real Estate Loan Brokers are provided mortgages at Par

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Mortgages and real estate loans for office buildings in the United States, Canada and Europe. Refinance and acquisition are provided by this commercial lender with mortgages ranging from $200,000 to $75 million. Construction loans are available above $3 million with significant pre-leasing of office space. The mortgage terms range from 5 to 10 years with a maximum amortization of 30 years for conventional loans. Very competitive rates are available, 90% LTV rates are higher than 80% LTV interest rates. Rates on loans below $3 million are higher than rates on loans above $3 million.

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Office Building Mortgages

  Matrix Mortgage uses four mortgage programs, some as a direct lender and some as a correspondent.

    (1) The first program has a maximum of 90% LTV for a wide variety of property types. The loan size range for this portfolio lender is $200,000 - $10 million. This program lends nationwide and has a minimum FICO score of 625. The interest rates in this program are higher than in the other programs. The property types included in this program include office buildings and office condominiums. High Leverage Loans and SBA

 

   (2) The second program has a maximum of 80% LTV for an office buildings. This CMBS program allows mortgage size ranges from $100,000 to $3,000,000. The maximum LTV is  75% for  retail. This program lends nationwide and has a minimum FICO score requirement of  600. Fixed rate mortgages are available for 5-7-10 year periods at 255-275 basis points over the corresponding treasury. The amortization for each loan is 30 years. These loans are recourse for loans below $1 million and partial recourse for loans from $1 million to $3 million. The minimum debt-service-coverage-ratio is  1.30 for retail. Prepayment penalties do apply during the fixed rate period.     Low Balance -Lower Loan Rates

   (3) The third program has a maximum of 90% LTV for loans on Class A and office properties (normally loans exceeding $6 million) and 80% for all others. The loan size range for this program is $3 million to $90 million. The property types included in this program are  office buildings. Ten year fixed interest rates are available on 70% LTV mortgages at 110-120 basis points over the ten year treasury, office buildings which are not located in major cites may be 10 basis points higher.  These loans are non-recourse. In addition to the submission form provided at the link which follows, color pictures, rent roll, and YTD NOI and last years NOI are required by email - . - to begin the preliminary underwriting.  Acquisition and refinance loans $3 million to $5 million -Lowest Rates

   (4) The fourth program has a maximum of 80% LTV on loans for office financing. Mortgage sizes range from $5 million to $100 million plus in certain circumstances. This program lends in the United States and Europe. Ten year fixed interest rate loans are as low as 110 basis points over the ten year treasury. In addition to the submission form provided at the link which follows, color pictures, rent roll, and YTD NOI and last years NOI are required by email - . - to begin the preliminary underwriting. 

Commercial Lender $5 million and up - Lowest Rates

 

   

Contact Information including phone, fax, street address, city, state, zip and our email address for the Mortgage Broker

 



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