Mortgages and real estate loans for office buildings in the United States, Canada and Europe. Refinance and acquisition are provided by this commercial lender with mortgages ranging from $200,000 to $75 million. Construction loans are available above $3 million with significant pre-leasing of office space. The mortgage terms range from 5 to 10 years with a maximum amortization of 30 years for conventional loans. Very competitive rates are available, 90% LTV rates are higher than 80% LTV interest rates. Rates on loans below $3 million are higher than rates on loans above $3 million. . Office Building Mortgages Matrix Mortgage uses four mortgage programs, some as a direct lender and some as a correspondent. (1) The first program has a maximum of 90% LTV for a wide variety of property types. The loan size range for this portfolio lender is $200,000 - $10 million. This program lends nationwide and has a minimum FICO score of 625. The interest rates in this program are higher than in the other programs. The property types included in this program include office buildings and office condominiums. High Leverage Loans and SBA |